Risk Management/Insurance

Risk Management The Superintendent or designee shall take action to: - Identify the risks inherent in the operation of district programs, including physical sites, educational and experiential programs, computer networks and systems, employment and staffing, and transportation services, using methods that may include, but are not limited to, physical inspections, surveys, staff interviews, compliance reviews, contract reviews, review of policies and procedures, and consultation with experts - Analyze, evaluate, and prioritize identified risks based on the frequency and likelihood of the risk and the potential impact to the district - Develop strategies to reduce or mitigate risks such as new or modified policies, processes, or procedures; training or loss prevention programs; and/or additional or repairs to equipment, real property, computer networks, or other physical assets - Implement strategies to promote safety and prevent loss, taking into account the nature of the risks, the associated exposures, and the costs and benefits associated with the proposed response - Mitigate potential loss following an incident through activities such as effective claims management, litigation management, disaster recovery, or a modified duty program for workers' compensation The Superintendent or designee shall advise the Governing Board of any needed action requiring Board approval. Following any incident resulting in potential or actual harm or injury to a person or damage to property, staff shall promptly document the date and time of the incident, a description of the incident, and any persons present. Employees are expected to take reasonable precautions for the care and safety of the school equipment with which they have been entrusted. Employees may be held responsible for recurring damage or losses that occur due to their negligence or lack of supervision. Responsibilities related to safety and loss control shall be included in employee job descriptions. Insurance Insurance or risk pooled coverage shall include, but may not be limited to: - Liability insurance (Education Code 35200-35214) - Insurance against fire or other property (Education Code 17565) - Workers' compensation insurance (Labor Code 3700) - Fidelity bond insurance for employees whose duty includes handling district funds, and other employees as needed (Education Code 41021)